THOMAS R. HOKR is a founding partner of MHS Companies and responsible for analyzing insurance needs of individuals and businesses. He entered the financial services industry in 1983 with CIGNA and began his own practice in 1990. Tom is a life-long learner: he graduated from Saint John’s University in 1972; continued on to acquire Chartered Life Underwriter (CLU) and Chartered Financial Consultant (CFC) designations in 1995; his Certificate in Estate Planning and Income Taxation in 1999; and his Masters of  Science in Financial Services and Accredited Investment Fiduciary (AIF®) in 2011. He is currently working on his doctorate in Financial and Retirement Planning and remains very active with the Knights of Columbus, Rotary and Alumni Association Board at Saint John’s. With more than 30 years of experience working for and consulting to individuals and small businesses, Tom is responsible for bringing top-flight products and services to his clients.